Title policies are for buyers and are paid by the seller to insure against future title encumbrances. These encumbrances can be, but are not limited to, contractor liens, past unpaid property taxes, or past unpaid HOA dues – basically anything that would prevent a clear title to the property in the future but are missed at the time of purchase.
[smp_title title=”Title Policy” style=”boxed-with-icon” icon=”icon-home”]
[smp_title title=”Texas Title Insurance Premium Rates” style=”boxed-with-icon” icon=”icon-globe”]
FOR POLICIES OF $100,000 – $1,000,000:
- Subtract $100,000 from policy amount
- Multiply result by .00534 and round to nearest whole dollar
- Add $843 to result
FOR POLICIES OF $1,000,001 – $5,000,000:
- Subtract $1,000,000 from policy amount
- Multiply result by .00439 and round to nearest whole dollar
- Add $5,649 to result
FOR POLICIES OF $5,000,001 – $15,000,000:
- Subtract $5,000,000 from policy amount
- Multiply result by .00362 and round to nearest whole dollar
- Add $23,209 to result
FOR POLICIES OF $15,000,001 – $25,000,000:
- Subtract $15,000,000 from policy amount
- Multiply result by .00257 and round to nearest whole dollar
- Add $59,409 to result
FOR POLICIES IN EXCESS OF $25,000,000:
- Subtract $25,000,000 from policy amount
- Multiply result by .00154 and round to nearest whole dollar
- Add $85,109 to result
| Policy Up To and Including | Basic Premium |
|---|---|
| 100,000 | 843 |
| 101,000 | 848 |
| 102,000 | 854 |
| 103,000 | 859 |
| 104,000 | 864 |
| 105,000 | 870 |
| 106,000 | 875 |
| 107,000 | 880 |
| 108,000 | 886 |
| 109,000 | 891 |
| 110,000 | 896 |
| 111,000 | 902 |
| 112,000 | 907 |
| 113,000 | 912 |
| 114,000 | 918 |
| 115,000 | 923 |
| 116,000 | 928 |
| 117,000 | 934 |
| 118,000 | 939 |
| 119,000 | 944 |
| 120,000 | 950 |
| 121,000 | 955 |
| 122,000 | 960 |
| 123,000 | 966 |
| 124,000 | 971 |
| 125,000 | 977 |
| 126,000 | 982 |
| 127,000 | 987 |
| 128,000 | 993 |
| 129,000 | 998 |
| 130,000 | 1003 |
| 131,000 | 1,009 |
| 132,000 | 1,014 |
| 133,000 | 1,019 |
| 134,000 | 1,025 |
| 135,000 | 1,030 |
| 136,000 | 1,035 |
| 137,000 | 1,041 |
| 138,000 | 1,046 |
| 139,000 | 1,051 |
| 140,000 | 1,057 |
| 141,000 | 1,062 |
| 142,000 | 1,067 |
| 143,000 | 1,073 |
| 144,000 | 1,078 |
| 145,000 | 1,083 |
| 146,000 | 1,089 |
| 147,000 | 1,094 |
| 148,000 | 1,099 |
| 149,000 | 1,105 |
| 150,000 | 1,110 |
| 151,000 | 1,115 |
| 152,000 | 1,121 |
| Policy Up To and Including | Basic Premium |
|---|---|
| 153,000 | 1,126 |
| 154,000 | 1,131 |
| 155,000 | 1,137 |
| 156,000 | 1,142 |
| 157,000 | 1,147 |
| 158,000 | 1,153 |
| 159,000 | 1,158 |
| 160,000 | 1,163 |
| 161,000 | 1,169 |
| 162,000 | 1,174 |
| 163,000 | 1,179 |
| 164,000 | 1,185 |
| 165,000 | 1,190 |
| 166,000 | 1,195 |
| 167,000 | 1,201 |
| 168,000 | 1,206 |
| 169,000 | 1,211 |
| 170,000 | 1,217 |
| 171,000 | 1,222 |
| 172,000 | 1,227 |
| 173,000 | 1,233 |
| 174,000 | 1,238 |
| 175,000 | 1,244 |
| 176,000 | 1,249 |
| 177,000 | 1,254 |
| 178,000 | 1,260 |
| 179,000 | 1,265 |
| 180,000 | 1,270 |
| 181,000 | 1,276 |
| 182,000 | 1,281 |
| 183,000 | 1,286 |
| 184,000 | 1,292 |
| 185,000 | 1,297 |
| 186,000 | 1,302 |
| 187,000 | 1,308 |
| 188,000 | 1,313 |
| 189,000 | 1,318 |
| 190,000 | 1,324 |
| 191,000 | 1,329 |
| 192,000 | 1,334 |
| 193,000 | 1,340 |
| 194,000 | 1,345 |
| 195,000 | 1,350 |
| 196,000 | 1,356 |
| 197,000 | 1,361 |
| 198,000 | 1,366 |
| 199,000 | 1,372 |
| 200,000 | 1,377 |
| 201,000 | 1,382 |
| 202,000 | 1,388 |
| 203,000 | 1,393 |
| 204,000 | 1,398 |
| 205,000 | 1,404 |
| Policy Up To and Including | Basic Premium |
|---|---|
| 206,000 | 1,409 |
| 207,000 | 1,414 |
| 208,000 | 1,420 |
| 209,000 | 1,425 |
| 210,000 | 1,430 |
| 211,000 | 1,436 |
| 212,000 | 1,441 |
| 213,000 | 1,446 |
| 214,000 | 1,452 |
| 215,000 | 1,457 |
| 216,000 | 1,462 |
| 217,000 | 1,468 |
| 218,000 | 1,473 |
| 219,000 | 1,478 |
| 220,000 | 1,484 |
| 221,000 | 1,489 |
| 222,000 | 1,494 |
| 223,000 | 1,500 |
| 224,000 | 1,505 |
| 225,000 | 1,511 |
| 226,000 | 1,516 |
| 227,000 | 1,521 |
| 228,000 | 1,527 |
| 229,000 | 1,532 |
| 230,000 | 1,537 |
| 231,000 | 1,543 |
| 232,000 | 1,548 |
| 233,000 | 1,553 |
| 234,000 | 1,559 |
| 235,000 | 1,564 |
| 236,000 | 1,569 |
| 237,000 | 1,575 |
| 238,000 | 1,580 |
| 239,000 | 1,585 |
| 240,000 | 1,591 |
| 241,000 | 1,596 |
| 242,000 | 1,601 |
| 243,000 | 1,607 |
| 244,000 | 1,612 |
| 245,000 | 1,617 |
| 246,000 | 1,623 |
| 247,000 | 1,628 |
| 248,000 | 1,633 |
| 249,000 | 1,639 |
| 250,000 | 1,644 |
| 300,000 | 1,911 |
| 400,000 | 2,445 |
| 500,000 | 2,979 |
| 600,000 | 3,513 |
| 700,000 | 4,047 |
| 800,000 | 4,581 |
| 900,000 | 5,115 |
| 1,000,000 | 5,649 |